Terms and Conditions

About this website
This website provides general information about , our career opportunities, and the final expense insurance products our agents offer. The content is for informational purposes only. It is not insurance, legal, or financial advice, and it is not an offer or solicitation of insurance in any state where we or our agents are not licensed. All coverage is subject to carrier approval, underwriting, and the terms of the actual policy.

Eligibility
You must be at least 18 years old to use this website and to apply for opportunities with .

No income or results guarantee
Any references to income, growth, advances, or success describe potential outcomes only. They are not promises or guarantees. Results depend on individual effort, consistency, licensing, and many factors outside our control.

Acceptable use
You agree to use this website lawfully and not to interfere with its operation, attempt unauthorized access, submit false information, or use it to harm others. We may suspend or restrict access if these Terms are violated.

Intellectual property
The content on this website, including text, graphics, logos, and design, is owned by or licensed to and is protected by applicable laws. You may not copy, reproduce, or distribute it without our written permission.

Third-party links and content
Our website may contain links to third-party sites, such as our insurance carrier. We provide these for convenience and do not control or endorse their content. We are not responsible for third-party sites or their practices.

Communications consent
By submitting your information through our website, you consent to be contacted as described in our Privacy Policy, including by phone, text, and email. Consent is not a condition of any purchase or of employment.

Disclaimers
This website is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of accuracy, merchantability, and fitness for a particular purpose. We do not warrant that the website will be uninterrupted, secure, or error free.

Limitation of liability
To the fullest extent permitted by law, and its owners, agents, and affiliates will not be liable for any indirect, incidental, consequential, or special damages arising from your use of this website, even if advised of the possibility of such damages.

Indemnification
You agree to indemnify and hold harmless , its owners, agents, and affiliates from any claims, losses, or expenses arising from your use of the website or your violation of these Terms.

Governing law
These Terms are governed by the laws of the State of Michigan, without regard to its conflict of law principles. Any dispute arising from these Terms or your use of the website will be subject to the jurisdiction of the state and federal courts located in Michigan.

Changes to these terms
We may update these Terms from time to time. The effective date above reflects the most recent version. Your continued use of the website means you accept the updated Terms.

Contact us
If you have questions about these Terms, contact at +1 919-200-9916 or [email protected], or by mail at Michigan, Michigan.